Which of the following is a chemical germicide formulated for use on the skin?

Antiseptics are specifically formulated chemical germicides used on the skin to reduce the risk of infection by inhibiting the growth of microorganisms. Their primary purpose is to prevent infection in minor cuts, scrapes, and burns, or to prepare skin for surgical procedures. Antiseptics are designed to be safe for application on living tissue, which distinguishes them from other substances that may be harsher or intended for different uses.

Disinfectants, on the other hand, are used on surfaces and objects to kill pathogens, making them unsuitable for direct application on skin. Cleansing lotions, while they may help in cleaning, are not specifically germicidal and do not focus on killing germs. Alcohol swabs do possess antiseptic properties, but they are not classified as a broader category of antiseptics; rather, they are a method of applying a specific antiseptic, alcohol, to the skin. Thus, antiseptic is the correct term for a product formulated for use on the skin for the purpose of reducing microbial presence.